Mobile Baccarat

Baccarat is a gambling game that represents one of the latest trends in online gambling industry. While the game is nowhere near new and is actually history rich, it wasn’t all that popular until couple of years ago and well, until the incident with Crockford’s Casino and Phil Ivey, who was not paid an 8 figure amount of winnings from exactly this game, because he has apparently cheated. Not only was that negative feedback to the casino, but also a huge ad for Baccarat as a game where huge amounts of money can be won. After spending some time thinking about it, I can’t understand why Baccarat hasn’t been a big hit before, similarly as other popular card games, such as BlackJack. The truth is that this game is even easier to play than ”21” or just about any other gambling form, maybe apart from slot machines, but even then it’s quite equal.

You might have heard about very complicated drawing rules that are featured in the game and used to determine whether cards should be drawn or not. They are all true, but the good news are that you don’t need to be aware of them one bit. Dealer is the one controlling this process and unless you play in an underground casino setting, there is nothing to worry about.

Enough with history and gossip, in this article you’ll learn several things – rules of Baccarat, best casinos to play it on a mobile device as well as whether the game can be beaten.

Card Valuation & Bet Types

Similarly as BlackJack, this game is also based on comparing cards between two sides, known as the Player and the Banker. One major difference here is that these sides do not necessarily represent casino and player in the usual sense – players are free to wager on either banker or players side to win. They are credited with a payout if they are correct and lose,if they are wrong. There also is a scenario of a tie, when both sides are dealt hands worth equal point score.

So there are three bet types possible in Baccarat:

  • Player to win – pays at even money odds (1 to 1)
  • Banker to win – pays at even money odds with 5% commission (0.95 to 1)
  • Tie – pays 7 to 1

In order to learn how points are counted for hands, you first need to be aware of what the point values are like. They are a little bit different than ones you might be used to when playing BlackJack, though.

  • Numbered cards are worth their face value
  • 10s through kings – worth 0 points
  • Aces – worth 1 point

Hands are valued in a simple way – by taking the total sum of cards and taking rightmost digit of that number into account, as a sum. So two eights would be worth 6 points, as 8+8=16 and rightmost digit in that number is 6.


Just like all other casino card games, Baccarat is also played on a hand by hand basis. New hand is started, when the previous one has been dealt and winners determined. To take part in a new hand, you’ll have to place a wager on one of the three bet types I outlined above – player, banker or a tie to occur.

Once that’s done, dealer deals two cards to both sides on a card by card basis, just like it is in BlackJack and most other casino card games. Now the complex part starts. If neither side holds a natural hand (a point score of either 8 or 9 from two initial cards), drawing rules are applied. These are first applied to the player and the to the banker.

The Players side only has a single drawing rule, which isn’t particularly complicated – he draws a third card with initial point score of 0 to 5 and stands with 6 to 7.

Now comes the complicated part, drawing rules for the banker. Banker actually takes players actions into account, when deciding whether to draw a third card or not. Here are the drawing rules in a simplified form:

  • Banker draws a third card regardless of what player drew, if his total is 2 or less.
  • Banker draws a third card with 3, unless player drew an 8.
  • Banker draws a third card with 4, if player drew a 2, 3, 4, 5, 6 or 7.
  • Banker draws a third card with 5, if player drew a 4, 5, 6 or 7.
  • Banker draws a third card with 6, if player drew a 6 or 7.
  • Banker does not draw any cards on 7, ever.

That’s it! If you’re overwhelmed with these, don’t worry. There’s actually no reason to learn them, if you don’t want to. All dealers at legitimate casinos will follow them and if you’re playing online, the software will do all work for you. Simply concentrate on having fun and enjoying that big piece of adrenaline!

Best Mobile Casinos for Baccarat

Weirdly enough, I still tend to ‘run’ into mobile casinos that DO NOT offer Baccarat to their customers. While the game might not be as popular, as BlackJack or Roulette, it still is among the most popular table games. Even some of the greatest sites in the market, such as Guts Casino, does not have any form of the game offered.

Lucky Nugget Mobile Casino, on the other hand, does have mobile version of Baccarat offered. They are powered by Microgaming software and have over 20 compatible games offered. On top of that, the special high-roller welcome bonus comes in handy too. Claim up to $/£/€ 1000 on your first deposit with a match percentage of 100%